Time again for my annual credit line increase. Every year, courtesy of my credit card company, I get an unsolicited increase in my credit limit. Two years ago they raised my limit to the extent that I could replace my truck if I wanted to. This year it’s only a few hundred dollars less than the annual salary for my first programming job. I just don’t understand why they do these things. I use the card for convenience, not for credit. I pay the balance every month. There is no evidence that I’m going to start spending irresponsibly, and yet the credit card company keeps trying to entice me. I still haven’t figured this one out.